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The 2nd Annual 2006 Second Mortgage Awards was held last night in America's finest city Men's Nike Hyperadapt 1.0 Habanaro Red Black For Sale , San Diego California. It was a great night for mortgage loan insiders to see how their second mortgage products were performing. Brendon Daly, a key note speaker for the evening said, "It's a night when the second mortgage finally gets to stand at center stage, un-shadowed and clearly not worried about what the big brother first mortgage thinks."


The event's announcer walked on to stage Men's Nike Hyperadapt 1.0 JP Team Orange Black For Sale , and grabbed the microphone, like he was in the middle of a boxing arena at Cesar's Palace in Las Vegas. "Good evening Ladies and Gentlemen. Welcome to the 2nd Annual Second Mortgage Awards." He then shouted, "In this corner we have the "Variable Rate Home Equity Line of Credit" The announcer continued, "In this corner we have the Home Equity Loan with a Fixed Rate." The crowd began to roar. Almost simultaneously Men's Nike Hyperadapt 1.0 JP Black White For Sale , everyone rose and began applauding the loan stars.


2006 Second Mortgage Award Results Below: 1. Affordability Award- Winner: Home Equity Line of Credit


Reason: Even if the rates are higher today, the Interest only feature keeps the payment low. Minimum payments allow one to preserve cash flow because the only thing due is the interest on the money you have accessed.


2. Pragmatic Award- Winner: Home Equity Loan


Reason: Each month you are making a dent in the principal. The fixed rate payments are great for budgeting and repayment of long term debt.


3. Flexibility Award- Winner: Home Equity Line of Credit


Reason: Money is awaiting for you with the line of credit, and you only pay interest on the money you access. Investors love home equity lines, because they finance opportunities when they arise.


4. 2006 Best Loan Award- Winner: Home Equity Loan


Reason: The conservative fixed rate second mortgage that people were turning away from the last few years Men's Nike HyperAdapt 1.0 Olive Flak Olive Flak Black Orange For Sale , are back in style. Today the home equity loans can boast about rates that are over 1% lower than their cousin the equity line of credit. Unlike the line of credit, the home equity loans offer fixed rates, with fixed terms.

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